Big news!
in3 joins Truelayer to bring flexible credit to the future of Pay by Bank.
Amsterdam, [May 29, 2026] – In3, the Dutch Buy Now, Pay Later provider that enables consumers to split purchases into three interest-free installments over 60 days, today announced it has been acquired by TrueLayer, Europe’s leading Pay by Bank network.
The partnership marks an important next step for In3, bringing together flexible credit and real-time bank payments in a single checkout experience built for the next generation of digital commerce.
Founded in the Netherlands, In3 has built a transparent and consumer-friendly BNPL product designed to offer a simple alternative to traditional revolving credit. By joining TrueLayer, In3 will be able to combine its credit capabilities with one of Europe’s leading real-time payments networks, creating new opportunities for merchants and consumers across Europe.
TrueLayer plans to integrate In3’s BNPL infrastructure directly into its Pay by Bank platform, enabling merchants to offer consumers both instant bank payments and flexible credit options within the same checkout flow.
For merchants, this creates a more flexible and modern payment experience while helping retain direct customer relationships and reducing reliance on traditional card-based infrastructure. For consumers, it combines the speed and simplicity of Pay by Bank with the flexibility of interest-free instalments.
Hans Langenhuizen, CEO of In3, said:
“Joining TrueLayer is a hugely exciting step for In3. We’ve always believed consumers deserve a more transparent and user-friendly way to access flexible payments online. Together with TrueLayer, we can bring that experience into a new type of payments network built directly on bank infrastructure.
By combining Pay by Bank and BNPL in a single experience, we believe we can create a faster, simpler and more flexible checkout for both merchants and consumers.”
Francesco Simoneschi, CEO and co-founder of TrueLayer, said:
“In3 has built a fantastic BNPL product with a strong focus on transparency and consumer trust. Together, we will combine instant bank payments and flexible credit in a seamless Pay by Bank experience that gives merchants and consumers more choice and control at checkout.”
In3 will continue operating from the Netherlands while its technology and products are integrated into the TrueLayer platform over time.
Financial terms of the transaction were not disclosed.